1-4187 51205712 Ziglar

1/10.17.24.31

NOTICE OF SALE UNDER POWER GEORGIA, CARROLL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Monica G Ziglar to Mortgage Electronic Registration Systems, Inc., dated February 28, 2008, recorded in Deed Book 4244, Page 123, Carroll County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 5207, Page 971, Carroll County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-ONE THOUSAND ONE HUNDRED EIGHTY AND 0/100 DOLLARS ($161,180.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Carroll County, Georgia within the legal hours of sale on the first Tuesday in February, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. SunTrust Mortgage, Inc. is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. To the best knowledge and belief of the undersigned, the party in possession of the property is Monica G Ziglar or a tenant or tenants and said property is more commonly known as 2424 Burnside Place, Villa Rica, Georgia 30180. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Monica G Ziglar McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jp5 2/5/13 Our file no. 51205712-FT2 EXHIBIT “A” All that certain tract of land designated as Lot No. 424, Section No. 2 (said Section being designated the Hermitage Section) in the Treasure Lake of Georgia Subdivision, now known as Fairfield Plantation, of Carroll County, Georgia, as it is shown and delineated on a plat of said Section and Subdivision, appearing of record in Plat Book 12, Page 7, in the Office of the Clerk of the Superior Court of Carroll County, Georgia, which plat and the record thereof are each specifically by reference incorporated herein for a more particular description of this property. Said real estate conveyed hereby is subject to the Declaration of Restrictions and Reservation of Easements recorded in Deed Book 300, Page 252, in the Office of the Clerk of Superior Court of Carroll County, Georgia, and supplement thereto recorded in Deed Book 349, Page 643, said Office, which Declaration and Reservations, as supplemented, are by reference incorporated herein, all of said Restrictions being covenants which run with the land. MR/jp5 2/5/13 Our file no. 51205712 - FT2