12-0182 013308 Vanderpuije

12/6.12.20.27

NOTICE OF SALE UNDER POWER GEORGIA, CARROLL COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Carol Vanderpuije to FIRST FRANKLIN FINANCIAL CORP., SUBSIDIARY OF NATIONAL CITY BANK OF INDIANA, dated September 15, 2004, recorded in Deed Book 2885, Page 318, Carroll County, Georgia records, as last transferred to THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FIRST FRANKLIN MORTAGE LOAN TRUST 2005-FF1 , MORTGAGE-BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-FF1 by assignment recorded or to be recorded, Carroll County, Georgia records conveying the after-described property to secure a Note in the original principal amount of EIGHTY FOUR THOUSAND NINE HUNDRED FORTY & 00/100 DOLLARS ($84,940.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Carroll County, Georgia, within the legal hours of sale on the first Wednesday in January, 2013 the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 147 OF THE 5TH DISTRICT OF CARROLL COUNTY, GEORGIA AND BEING MORE PARTICULARLY DESCRIBED AS LOT 24 OF BETHANY FORREST, PHASE 2B, AS SHOWN ON A FINAL PLAT: BETHANY FORREST, PHASE 2B, DATED SEPTEMBER 18,2003, REVISED OCTOBER 13,2003. PREPARED BY PIONEER LAND SURVEYING CO., CERTIFIED BY JACOB ROLAND HARRISON, GA RLS #1134, RECORDED IN PLAT BOOK 82, PAGE 212, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF CARROLL COUNTY, GEORGIA, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, Fax 407-737-5693. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the parties in possession of the property are Carol Vanderpuije or a tenant or tenants and said property is more commonly known as 220 Jordan Lane, Carrollton, GA 30116. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FIRST FRANKLIN MORTAGE LOAN TRUST 2005-FF1 , MORTGAGE-BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-FF1 As Attorney in Fact for Carol Vanderpuije Weissman, Nowack, Curry & Wilco, PC Attn: Ocwen Team One Alliance Center 3500 Lenox Road Atlanta, GA 30326 (866) 357-8501 Our File# 013308