NOTICE OF FORECLOSURE SALE Georgia, Carroll COUNTY: Because of default in the payment of a loan secured by a deed to secure debt executed by Travis Richard Hood & Angela Marie Hood to First Georgia Banking Company, dated October 25, 2007, recorded October 29, 2007 in Deed Book 4146, Page 99, as modified by modifications recorded in Deed Book 4444, Page 128 and Deed Book 4671, Page 241, and a Receiver's Assignment of Loan Documents to CertusBank, N.A., recorded in Deed Book 5140, Page 201, Carroll County Superior Court, the undersigned has declared the full unpaid amount of the indebtedness referred to due and payable, and, acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in September, 2012, during the legal hours of sale at the courthouse in said County, sell at public outcry to the highest bidder for cash, the lands described in said deed, to-wit: All that tract or parcel of land lying and being in Land Lot 7, of the 6th District, Carroll County, Georgia, being more particularly described as that 6.667 acre tract on plat of survey entitled “Wayne Morgan and Joann Morgan”, dated September 10, 2007, prepared by Henry T. McBrayer, RLS, certified by Henry T. McBrayer, GA RLS #2570, and recorded at Plat Book 92, Page 135, Carroll County, Georgia, Public Deed Records. Said plat and record thereof are hereby incorporated herein by reference. The property is located at Sandhill Hickory Level Rd., Carrollton, Georgia . Notice has been given by certified mail to the debtor in compliance with OCGA 44-14-162, et seq, if applicable. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CertusBank, N.A., as successor in interest to First Georgia Banking Company, P.O. Box 2578, Carrollton, GA 30112, (770) 751-4700. Please be advised that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, boundary line agreements, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said property also sold subject to the rights of tenant(s) in possession, if any, and all parties claiming by, through or under said tenant(s). Specific Exceptions are: Boundary Line Agreement recorded at Deed Book 776, Page 337, Carroll County, Georgia, Public Deed Records. Joint Well Use Agreement recorded in Deed Book 3003, Page 108, Carroll County, Georgia, Public Deed Records. It is believed by the undersigned that the person in possession of such property is Travis Richard Hood & Angela Marie Hood. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. The undersigned will execute a deed to the purchaser as authorized by the aforementioned loan deed. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This 12th day of July, 2012. WIGGINS & CAMP, P.C.
BY: James T. Camp, Attorney for CertusBank, N.A., as Successor in Interest to First Georgia Banking Company, Attorney-in-Fact for Travis Richard Hood & Angela Marie Hood WIGGINS & CAMP, P. C. 128 Newnan Street Carrollton, Georgia 30117 (770) 832-2482